Short Sale Information
Are you one of the 1000’s of Southern California homeowners who needs to sell, but owes more on your home than it’s worth?
Through a process called a Real Estate Short Sale, I can help you:
- Sell Your Home Quickly and Easily For Top Market Value
- Pay Absolutely No Commissions & No Closing Costs
- Avoid Foreclosure & Bankruptcy
- Save Your Credit
If you need to sell your home, but owe more on your home than it is worth, I can help you sell your home quickly, easily and for top market value, without ruining your credit, going through foreclosure or declaring bankruptcy.
You will not have a foreclosure or a bankruptcy on your credit, and instead of having to wait up to 7 years to buy another home, you can buy again within the next 24 months.
A short sale actually saves your credit. It is treated by your lender as a settlement of a debt, and as opposed to a foreclosure or a bankruptcy, it is has a much less negative impact on your credit.
If you go through a foreclosure, your credit will be ruined, with your credit score taking a hit by as much as 300-400 points (or more).
Even worse, you will have difficulty getting credit cards, auto loans or even renting a home or an apartment for the next 7 years.
Your home will be repossessed by the bank, and then the bank will sell your home, either at auction, or more likely through a real estate agent.
Your lender does not want to foreclose on your home. They would much rather have you stay in your home and continue making your payments, or have you sell it and get it off their books, even with them taking a financial loss.
A short sale is a real estate transaction that requires an approval from the lender. It is not some complicated legal process that requires paying a retainer to an attorney.
The sooner you start the process, the more options you will have. The worst thing you can do is procrastinate. All it takes on your end is a phone call.
Remember, in a Real Estate Short Sale, you pay nothing, you owe nothing, and you save your credit.
I’m a certified (SFR) Short Sale & Foreclosure specialist. Please call me or email me today to schedule a meeting so I can help you and your family begin a fresh start.